The U.S. Department of Housing and Urban Development (HUD) today announced the implementation of federal disaster relief for the state of Florida to assist state, tribal, and local recovery efforts for areas affected by Hurricane Ian beginning on September 23, 2022, and continuing.
On September 29, 2022, President Biden issued a major disaster declaration for the counties of Charlotte, Collier, DeSoto, Hardee, Hillsborough, Lee, Manatee, Pinellas, and Sarasota.
Effective immediately, HUD is:
- Providing a 90-day moratorium on foreclosures of mortgages insured by the Federal Housing Administration (FHA) as well as foreclosures of mortgages to Native American borrowers guaranteed under the Section 184 Indian Home Loan Guarantee program. There is also a 90-day extension granted automatically for Home Equity Conversion Mortgages. The moratorium and extension are effective as of the President’s disaster declaration date.
Homeowners affected by the disaster should contact their mortgage or loan servicer immediately for assistance. Conventional mortgage holders may also be eligible for additional relief through their mortgage holder.
Call the FHA Resource Center at 1-800-304-9320 for additional information. To learn more about disaster relief options for FHA homeowners visit the FHA Disaster Relief site.