In the PNJ:
The insurer agrees to lower its premiums an additional 2 percent — bringing the total cut since June to an average 9 percent — to comply with new laws passed in January. But those discounts will appear on bills that also carry a 52.7 percent increase approved last November.
Over the next three months, State Farm must return $23 million in overcharges to consumers. The company was overbilling customers for their share of statewide hurricane assessments.